If youвЂ™re considering using for a financial loan, you might borrow as much as ВЈ1,000 with a term that is short from Satsuma, susceptible to affordability.
We donвЂ™t cost hidden costs meaning you simply pay off everything you agree upfront. It is possible to elect to repay the mortgage over a length of 3 to one year, either in weekly or instalments that are monthly. Before carefully deciding, it is crucial to locate that loan thatвЂ™s best worthy of your position.
Why choose Satsuma?
At Satsuma, we’ll think about your application even though you have credit score that is poor. We examine more than simply your credit rating, once we also just simply take affordability and your present circumstances into account. Our loans are unsecured too, meaning weвЂ™ll never ask you to answer for the guarantor or put any property up as protection.
Trying to get a ВЈ1,000 loan while we aim to give you an initial decision within 60 seconds with us can be done online. Our loans are offered for quantities between ВЈ100 and ВЈ1,000, with versatile payment durations of between 3 and one year, and then we donвЂ™t charge any charges for late or missed payments. Pay only back everything you agree upfront.
Nonetheless, we have been an interest lender that is high. You may wish to take into consideration if you are thinking of applying, this is something.
No fees that are hidden
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Try our loan calculator
ItвЂ™s always worth checking the repayment terms and interest rates, to make sure itвЂ™s affordable before you apply for any loan. The Satsuma loan calculator will allow you to work-out exactly how much the installments that are monthly total repayments is likely to be on the amount you ought to borrow.
Make use of the sliders to regulate the mortgage repayment or amount duration to locate a repayment routine that most readily useful matches your preferences.
Verify that you are qualified
At Satsuma, we only start thinking about applicants from British residents aged 18 or higher, who are maybe not bankrupt and consent to a credit check.
Us the following information when you apply, youвЂ™ll also need to give:
Then carry out a full credit and affordability check before making our final decision if you meet this minimum criteria and continue to the final part of the application, weвЂ™ll. Along with this, we might also ask you to present three monthsвЂ™ well worth of pay slips included in our earnings verification procedure.
We look at your info
It isn’t the full application therefore we just require several details
Protect your credit rating
Irrespective of the total outcome, it’s not going to influence your credit rating until you decide to use
Provide you with your outcome
You will discover out in one minute. We are going to want to look at your details if you opt to use
Satsuma offer loans for quantities between ВЈ100 and ВЈ1,000, which needs to be paid back in regular or instalments that are monthly 3 and year. Susceptible to affordability.
The attention charged on our short term installment loans, that may impact the month-to-month repayments plus the quantity you pay as a whole, will be based upon the quantity you borrow, the size of your payment duration as well as your present circumstances.
What are the top features of a Satsuma ВЈ1,000 loan?
As an element of our short term installment loans, you can borrow up to ВЈ1,000 even though you have actually woeful credit. If you’re thinking about applying, please be aware a few of the features:
Being a accountable lender, all our loans are at the mercy of credit and affordability checks.
Will my credit rating effect my offer?
Prior to making a concluding decision on whether to provide to you personally, all lenders utilize the information held by among the 3 primary credit reference agencies вЂ“ Equifax, Experian or TransUnion вЂ“ combined with details collected in the job.
At Satsuma, we make use of your credit rating included in the application procedure, but we additionally take into consideration affordability as well as your current circumstances, which means that we look at a ВЈ1,000 loan to bad credit candidates.
Should your application is accepted, your credit rating can impact the regards to your loan, including the number of interest you will need to repay – generally speaking, having a diminished credit history could suggest youвЂ™ll be charged an increased interest rate on your own loan.
At Satsuma, we set a higher interest on our loans to mirror the truth that we’re going to provide to individuals with a bad credit rating.
If authorized, whenever am I going to get my funds?
If the application is authorized, the amount of money might be compensated straight into your bank account regarding the day that is same . YouвЂ™ll then have to repay the mortgage, with interest, in regular instalments over 3 to one year.
How to Apply
Applications for Satsuma short-term ВЈ100 to ВЈ1,000 loans are carried out online from start to finish. To put on, go to our application web page and make use of our online loan calculator to work the amount out you can borrow along side the right payment routine.
Then need a few more details before running a full credit and affordability check if this initial application is approved, weвЂ™ll. You, the loan will be paid directly into your account and repayments will be automatically taken as per the agreed schedule if we agree to lend to.
Approval for a Satsuma Loan is susceptible to effective conclusion of affordability and identification checks. Satsuma Loans are merely offered to British residents who’re at least 18 yrs old and now have a valid british banking account and debit card.